what is patient protection and affordable care act

Affordable Care Act

Patient Protection and Affordable Care Act The first part of the comprehensive health care reform law enacted on March 23, The law was amended by the Health Care and Education Reconciliation Act on March 30, The name У Affordable Care Act Ф is usually used to refer to the final, amended version of the law. Apr 04, †Ј Patient Protection and Affordable Care Act (PPACA), also called Affordable Care Act (ACA) or Obamacare, in the United States, health care reform legislation signed into law by U.S. Pres. Barack Obama in March , which included provisions that required most individuals to secure health insurance or pay fines, made coverage easier and less costly to obtain, cracked down on abusive .

Under the ACA, everyone can choose how to get coverage. If they already have a plan, whether through their employers, Medicaid, Medicare, or privately, they can keep it. What does preceptorship in nursing mean who couldn't get health insurance have additional options.

They can purchase it from a health insurance exchange and possibly get a subsidy. They may be eligible under expanded Medicare guidelines. Exemptions were available for a wide variety of situations. The ACA's purpose is to lower federal government spending on health care. The only way to cut federal health care spending is to lower the cost of health care for the nation.

The best way to do that was to reduce the number of hospital visits. That's the most expensive treatment, comprising one-third of all U. The ACA seeks to lower emergency room visits through prevention. That's why it required everyone to have insurance. That would allow them to seek treatment for their illnesses before they became a crisis. Now that the requirement has been lifted, health care costs will probably rise faster over time. Preventive care is the best way to lower the nation's Medicaid costs.

That program reimburses hospitals for all unpaid emergency room treatment. It's cheaper to pay for preventive care than a trip to the hospital. Preventive care lowers health care costs because treatment for diseases in their early stages is cheaper than treatment for full-blown, late-stage illnesses. The Act offsets its costs by:. The ACA was phased in over several years.

Between andObamacare made the how to dispute a collection charge changes to health care.

Small business tax credits can benefit qualified small businesses. A reinsurance program offset the costs of health benefits for workers aged what is patient protection and affordable care act to 64 who were forced into early retirement. The donut hole will be eliminated in Private plans created after were required to cover preventive services with no co-payments, and they are exempt from deductibles.

Insurance companies were prohibited from dropping coverage if someone got really sick. They couldn't create lifetime coverage limits. They could no longer deny coverage to children with pre-existing conditions. The same applied to adults in Until then, adults with pre-existing conditions who were denied coverage received access to temporary health insurance coverage until the exchanges were set up.

Medicare-covered preventive services were exempted from deductibles and the co-pay was eliminated. Those that didn't were required to provide rebates to policyholders. States were funded to require health insurance companies to submit justification for all rate hikes. Funds were expanded to increase the number of doctors and nurses, and more community health centers.

That's enough to double the number of patients they can treat in the next five years. Manufacturers and importers of medical devices pay a 2. Medicare started a pilot what four theories did darwin concoct about evolution to encourage hospitals to bundle services before submitting for payment. Obamacare taxes instituted many changes to the tax law. Specifically, they paid a total of 2. This how to security enable wireless router is an increase from the previous 1.

Families in most states could start shopping on the health insurance exchanges beginning October 1, Businesses with fewer than 50 employees started in November. Health insurance what is patient protection and affordable care act bought through the exchanges began. Every citizen was required to have health insurance by March 31,or face an income tax surcharge.

The penalty was eliminated by the What books did erik erikson write Cuts and Jobs Act effective in The statistics on Obamacare taxes showed that 6.

The tax applies if even just one employee can find the same benefits with a lower-cost premium on the exchange. There's been tremendous opposition to the ACA before, during, and after it became law. Lawsuits argued that the mandate that all U.

The Supreme Court ruled it was constitutional, under Congress' right to impose a tax. The House of Representatives voted to repeal the law numerous times. Inthey shut down the government and threatened to default on the debt if it weren't defunded.

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She is the President of the economic website World Money Watch. Read The Balance's editorial policies. Reviewed by. Full Bio. Eric Estevez is financial professional for a large multinational corporation. His experience is relevant to both business and personal finance topics. Article Reviewed on December 25, Children were allowed to stay on their parents' health insurance until they turn Article Sources. Your Privacy Rights. To change or withdraw your consent choices for TheBalance.

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Mar 11, †Ј The Patient Protection and Affordable Care Act Ч a law consistent with the AAFP principle that health is a basic human right Ч has transformed access to health care . Jan 11, †Ј The Patient Protection and Affordable Care Act, also known as PPACA, healthcare reform, Obamacare, Affordable Care Act or the ACA, is a law enacted on March 23, , which issued new rules and guidelines on the offering, administration, and acceptance of . Patient Protection and Affordable Care Act - Title I: Quality, Affordable Health Care for All Americans - Subtitle A: Immediate Improvements in Health Care Coverage for All Americans - (Sec. , as modified by Sec. ) Amends the Public Health Service Act to prohibit a health plan ("health planФ under this subtitle excludes any.

Barack Obama in March , which included provisions that required most individuals to secure health insurance or pay fines, made coverage easier and less costly to obtain, cracked down on abusive insurance practices, and attempted to rein in the rising costs of health care. In February , just one month after his inauguration, Obama addressed a joint session of the U. Congress , imploring them that the time was right for overhauling health care:.

This is a cost that now causes a bankruptcy in America every thirty seconds. By the end of the year, it could cause 1. In the last eight years, premiums have grown four times faster than wages. And in each of these years, one million more Americans have lost their health insurance. It is one of the major reasons why small businesses close their doors and corporations ship jobs overseas. The pharmaceutical industry , which had helped to scuttle Pres. In August , as members of Congress went home to their districts and held town hall meetings, strident opposition to the efforts began to emerge.

On September 9 Obama went before another joint session of Congress to outline his reform measures, discussing the stakes and arguing that it should be a bipartisan effort:.

I am not the first president to take up this cause, but I am determined to be the last. It has now been nearly a century since Theodore Roosevelt first called for health care reform. And ever since, nearly every President and Congress, whether Democrat or Republican, has attempted to meet this challenge in some way. Legislation was soon introduced, and it became clear that the Democrats in the House of Representatives favoured more sweeping reform than those in the Senate.

Thus, Senate majority leader Harry Reid attempted to craft a bill that could gain the support of his caucus as well as some moderate Republican senators, such as Olympia Snowe and Susan Collins of Maine. On November 7 the House of Representatives passed its version of the health care bill, the Affordable Health Care for America Act, by a slim margin of Ч Aiding passage was a compromise on abortion language, because some conservative pro-life Democrats, including Bart Stupak of Michigan , threatened to withhold support unless language were added restricting coverage of abortion in any health insurance plan that received federal subsidies.

The Senate then proceeded with its debate on health care, with the hope of passing legislation before Christmas. The public option, included in the House version, was jettisoned in early December, as it became clear that such a provision would not pass the Senate.

Abortion once again threatened to derail the process. Ben Nelson and Republican Sen. Orrin Hatch , was voted down in the Senate 54Ч45, and it was unclear if Nelson would support passage without the amendment or without tougher language on abortion. Nevertheless, on December 24, with all Democrats uniting, the Senate passed its version of the legislation 60Ч39, which would provide health care to more than 30 million uninsured Americans.

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4 thoughts on “What is patient protection and affordable care act

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